Stage 3
Growth Plan

Robert Tick

Get in touch with Rob

Robert Tick, PFP®, CIM®, FCSI®
Estate and Insurance Advisor
The Financial Formula for Families > Stage 3: Growth Plan

It's obvious that your wealth needs to grow in order for you to meet your goals. Your progress toward any objective begins with some level of investment growth or positive cash flow.

The question is, what’s the best way to generate that growth? You can choose 100% stocks, you can borrow to invest, you can even steer completely away from all risk. The focus during this stage is to answer this question based solely on the picture we've developed of not only your financial goals and capacity for risk, but also the personal priorities you have for your future and your family.

Whether it involves stocks or leveraged investing or private equity, we construct your portfolio to align with the proven framework used by well-known families and institutional investors.

Our investment process also involves:

  • Mandate for unemotional investment management
  • Defined framework for decision-making to help you stay on track
  • Explore long-term growth industries
  • Employ taxation strategies to help you grow your wealth more efficiently

Latest Thinking


Our last post introduced the concept of emotion-driven decision-making as the central reason investors statistically underperform market benchmarks. The question […]


In a previous post, we talked about the importance of setting your own return objectives, rather than focusing on “beating the […]


One of the biggest differences between public and private equity has to do with valuation — and this is closely […]


There is constant noise in the industry around this question. For every person who wants to know what a good […]


Strong cash flow can open the door to all kinds of opportunities. In many ways, it’s the foundation for all […]

It's our belief that the wealthy approach investing in a fundamentally different way than most, and it’s this approach that we’ve designed our investment process to emulate.
Robert Tick, PFP®, CIM®, FCSI®
Investment Advisor